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Current account overdraft

A timely solution to unexpected capital needs


  • Additional funds offered in case of a temporary shortage of capital in the course of production and business.
  • Get access to overdrafts at any of Sacombank’s branches by using any means of payment for withdrawal.


  • The customer may spend over the balance of his current account opened at the Bank.
  • Overdraft currency: VND.
  • Overdraft limit: VND5 billion.
  • Overdraft term: Up to 12 months.
  • Disbursement period: Up to 03 months.
  • The customer that uses means of payment for withdrawals from his current account overdraft.
  • Any overdrawn amount will be repaid automatically when the account is recharged.

Conditions and Procedures

  • Entities having current accounts at Sacombank.
  • The average amount credited to the account over the last six months (as of the time the overdraft limit is available): VND3 billion per month at minimum.
  • The average balance of the current account over the last six months (as of the time the overdraft limit is available): VND300 million per month at minimum.
  • With or without collateral.
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