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SME Installment Loan

A long-term financial solution to short-term capital needs.


  • Get access to additional working capital without any debt burden due to the long loan term and periodic principal repayment schedule.
  • Flexible repayment methods, including installment repayment or prepayment, to lower the customer’s cost of capital.


  • Loan amount: VND5 billion for each corporate customer.
  • Loan term: Up to 60 months.
  • Currency: VND.
  • Lending method: One-off loans.
  • Disbursement method: One time or installment disbursement, however the loan amount will be completely disbursed within three months from the first installment.
  • Repayment method: Prepayment.
  • Collateral: Property assets, vehicles.

Conditions & Procedures

  • Target Customers: Joint stock companies, limited liability companies, private enterprises and cooperatives with the total working capital of VND20 billion or less.
  • Having effective and feasible production & business plans.
  • Having a sound and healthy financial position.
  • Having been operating in the main business line for 12 months or more, including former household business activities.
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