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Outstanding features
Utilities
- Timely response to short-term capital shortage with flexible capital withdrawal methods.
- Automatically clear principal debt as money is transfered to payment accounts, minimizing interest costs.
- Use loans as available balance on deposit payment accounts.
The overdraft offered by Sacombank enables businesses to quickly cover their short-term capital needs.
Features
- Overdraft limit term up to 12 months.
- Overdraft currency: VND.
- Repayment method:
- Periodic interest overdraft: monthly interest payment, flexible principal payment.
- Final interest overdraft: end-of-period interest payment, flexible principal payment.
Collateral
- Periodic interest overdraft:
- Diversified collateral: deposits, real estate, goods, machinery and equipment, etc.
- No security measures are applied.
- Final interest overdraft: deposit.
FAQs
1
What is the loan term of overdraft?
Maximum 12 months.
2
What are the methods of principal interest payment of Periodic interest overdraft?
Interest paid monthly, principal paid when there is a balance on the current account of the enterprise.
3
What are the methods of principal interest payment of Final interest overdraft?
Interest paid at the end of the period, principal paid when the balance is incurred on the current account of the enterprise.
