STM – Máy giao dịch thông minh
STM – Máy giao dịch thông minh
STM - Smart Teller Machine
The STM system is a modern, smart trading machine that uses voice and touch screens to perform transactions from simple to complex, bringing to customers a completely new experience of convenience and fast.

Outstanding features


Made by voice & touch screen


Simple, easy to use

Safe & secure

with 2FA


  •  eKYC and make transaction immediately.
  • Free all transaction fees through STM.
  • Safe with modern and advanced security technology: eKYC, Face ID, card chip reader, ID card chip reader, OCR...


1. Open current account online

  • Get a personalized bank account number
  • Free account management
  • eKYC and make transaction immediately

2. Cash deposit

  • Able to make transaction by National ID/Sacombank card
  • To Sacombank account
  • Minimum VND 50,000 and no more than 200 notes per transaction

3. Cash withdrawal

  • Able to make transaction by National ID/Sacombank & other bank cards
  • Money withdrawal from account, payment card, credit card
  • Amount depends on the specified card or account limit, maximum VND 10 million per transaction
AR virtual assistant - Scan QR to connect

AR virtual assistant - Scan QR to connect

4. National ID update

  • From old version without chip to the latest version with chip
  • Made in real-time
  • Able to re-check on online channels of Sacombank

5. Online savings

  • Open and close savings online
  • Higher interest rates over the counter
  • Get a savings receipt after completion
  • Balances inquiry and transactions made on online channels or over-the-counter

6. Activate/lock/unlock card & create card PIN

  • Safe and secure
  • Easy and quick
  • All cards issued by Sacombank

7. QR cash

  • Withdraw money without a card
  • Scan QR code at STM via Sacombank Pay app
  • From Sacombank credit card, debit card and Sacombank Pay account

8. Instant issue Debit Card

  • Type of card issuance: Napas/Visa/Mastercard Debit Card
  • Get your Debit Card immediately at STMs

9. Video Call – Contact Center

  • Interact directly with our consultants
  • 24/7 customer support
  • Free of charge

User instruction

Come and experience our STM at

  • North region: Sacombank Thu Do Branch -88 Ly Thuong Kiet Street, Ward Cua Nam, District Hoan Kiem, Ha Noi
  • Central region: Sacombank Da Nang Branch - 130A, 132 – Bach Dang Street, Ward Hai Chau 1, District Hai Chau, Da Nang
  • South region: 
    • Sacombank Central Branch - 266-268 Nam Ky Khoi Nghia Street, Ward Vo Thi Sau, District 3, HCMC
    • Tan Son Nhat Golf Course -6 Tan Son Street, Ward 12, District Go Vap, HCMC

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