A comprehensive financial solution specifically designed for Business Households and Individual Businesses, combining essential financial products with a suite of effective operational and sales support tools. Accompanying you to optimize cash flow, enhance management capabilities, and accelerate revenue in the modern business era.
OUTSTANDING FEATURES
Comprehensive
Full-service package
Optimized
Cost saving
Effective
Business support tools
UTILITIES
A solution package dedicated to Business Households/Individual Businesses.
Register once to use the full suite of products.
Provides a set of effective business support tools.
Boost your revenue with the "Prosperous Business" financial solution package.
FEATURES
PROSPEROUS BUSINESS
DEFAULT PRODUCTS
Overdraft Account: 100% of capital needs (secured) or 1.5 times the average credit turnover of the payment account used for tax declaration in the last 3 months (unsecured).
Payment Account & Card: Free account number customization, waived account management, issuance, and annual fees.
Business Loan: Preferential interest rates from 9%/year.
Payment Solutions (POS/mPOS/QR Pay): Fees starting from only 0.66%/transaction.
Management Software: Free Misa, KiotViet software, etc.
Intl. Transfers: Service fee reduction up to 20%.
Insurance: Property insurance, compulsory fire and explosion insurance (by industry), and health insurance for the business owner.
SERVICE FEES
Fee: VND 39,000/month (excluding VAT).
Free of charge if the average account balance last month is from VND 5,000,000.
REGISTRATION PROCESS
Conditions: Customers are Business Households/Individual Businesses, including market vendors, shop owners, grocery stores, and those selling on social media or e-commerce platforms.
Legal Documents:
Personal ID / Business License.
Photos of the business premises or online storefront.