“Prosperous Business” Solution

“PROSPEROUS BUSINESS” SOLUTION
“PROSPEROUS BUSINESS” SOLUTION
“Prosperous Business” Solution
A comprehensive financial solution specifically designed for Business Households and Individual Businesses, combining essential financial products with a suite of effective operational and sales support tools. Accompanying you to optimize cash flow, enhance management capabilities, and accelerate revenue in the modern business era.

OUTSTANDING FEATURES

Comprehensive

Full-service package

Optimized

Cost saving

Effective

Business support tools

UTILITIES

  • A solution package dedicated to Business Households/Individual Businesses.
  • Register once to use the full suite of products.
  • Provides a set of effective business support tools. 

 

Boost your revenue with the "Prosperous Business" financial solution package.

FEATURES

PROSPEROUS BUSINESS

DEFAULT PRODUCTS

  • Overdraft Account: 100% of capital needs (secured) or 1.5 times the average credit turnover of the payment account used for tax declaration in the last 3 months (unsecured).
  • Payment Account & Card: Free account number customization, waived account management, issuance, and annual fees.
  • Credit Card: Lifetime annual fee waiver.
  • Banking App: Proactive cash flow management, free transfer fees (internal & external).

BUSINESS SUPPORT PRODUCT

  • Payment Speaker: Free speaker, free maintenance fee.
  • Business Loan: Preferential interest rates from 9%/year.
  • Payment Solutions (POS/mPOS/QR Pay): Fees starting from only 0.66%/transaction.
  • Management Software: Free Misa, KiotViet software, etc.
  • Intl. Transfers: Service fee reduction up to 20%.
  • Insurance: Property insurance, compulsory fire and explosion insurance (by industry), and health insurance for the business owner.

SERVICE FEES

  • Fee: VND 39,000/month (excluding VAT).
  • Free of charge if the average account balance last month is from VND 5,000,000.

REGISTRATION PROCESS

  • Conditions: Customers are Business Households/Individual Businesses, including market vendors, shop owners, grocery stores, and those selling on social media or e-commerce platforms.
  • Legal Documents:
    • Personal ID / Business License.
    • Photos of the business premises or online storefront. 

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