Sacombank Mastercard Only One card is a one chip debit cum credit card, enables cardholders to own a payment account to spend and a credit card to use the limit issued by Sacombank for worldwide transactions.

Outstanding features

No charges

ATM Withdrawal

VND 4,500,000

Online shopping insurance


Interest Instalment


Sacombank Mastercard Only One allows holders to choose the type of card account they want to use when checkout or cash withdrawal.

Sacombank Mastercard Only One features both credit and debit cards on a same card.

Sacombank Mastercard Only One features both credit and debit cards on a same card.

Credit card: spend on the credit card limit approved by Sacombank based on the cardholder's income.

  • Buy now, pay later with up to 55 days interest free.
  • 0% interest instalment anytime, anywhere.
  • Withdraw cash up to 90% credit limit.
  • Purchase at millions of POS terminals around the world and over the internet.
  • Enjoy special offers around the world from Mastercard.
  • Up to 50% off when dining, shopping, traveling, etc.

Debit card: spend cash in the cardholder's payment account registered by Sacombank (associated with the debit card).

Flexible account management anytime, anywhere:

  • Account balance inquiry.
  • Fund transfer to a Sacombank account/card, interbank transfer, transfer to card – receipt by mobile phone (cardless).
  • Cash deposit in a Sacombank card/account at Sacombank ATMs.
  • Pay Sacombank credit card outstanding balance.

Global personal information protection:

  • Cardholder's information is scanned by Mastercard's system on a global scale.
  • When detecting leaked information, cardholders will be alerted via registered email or SMS.
  • Read the detailed guide and register now!

Online shopping insurance up to VND 4,500,000/event. See detail: online shopping insurance claim instruction.

Shopping insurance up to VND 2,250,000/event (maximum VND 2,250,000/year). See detail: shopping insurance claim instruction.

ATM insurance up to VND 2,250,000/event (maximum VND 2,250,000/year). See detail: claim instruction.

See details: card usage instruction.

Fee schedule

  • Credit limit: from VND 10 million.
  • Annual fee: VND 399,000.
  • Read annual fee exemption/reduction according on card transaction volume here.
  • Read detailed fees here.


Eligibility Requirements

  • Applicants are at least 18 years old.
  • Monthly minimum income from VND 5 million(for living in Ho Chi Minh/ Ha Noi City) or from VND 3 million (for living in the other city/province).

Application Requirements

Register at Sacombank branch/transaction and provide required documents:

Read terms & conditions here.


See more details promotions here.

Rewards program

Read more about Sacombank Sapphire program at

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