SACOMBANK Napas Combo Card

Napas Combo Card allows holders to choose the type of card account when checkout or cash withdrawal.

Credit card: spend on the credit card limit approved by SACOMBANK based on the cardholder's income.

• Buy now, pay later with up to 55 days interest free.
• 0% interest instalment anytime, anywhere.
• Withdraw cash up to 100% credit limit.
• Purchase at POS terminals nationwide and over the Internet.
• Enjoy special offers from Napas.
• Up to 50% off when dining, shopping, travel, etc.

Debit card: spend cash in the cardholder's payment account registered by SACOMBANK (associated with the debit card).

Flexible account management anytime, anywhere:

• Account balance inquiry.
• Fund transfer to a SACOMBANK account/card, interbank transfer, transfer to card – receipt by mobile phone (cardless).
• Cash deposit in a SACOMBANK card/account at SACOMBANK ATMs.  
• Pay SACOMBANK credit card outstanding balance.

See details: card usage instruction.

• Applicants are at least 18 years old.
• Monthly minimum income from VND 5 million(for living in Ho Chi Minh/ Ha Noi City) or from VND 3 million (for living in the other city/province).

Register at SACOMBANK branch/transaction and provide required documents:

• Service registration form cum contract of using service.
• Proof of income.
• Copy of Citizen ID Card or Passport.
• Proof of current/permanent residence.

Read Terms & conditions here.