Thấu chi tiêu dùng
Thấu chi tiêu dùng
Consumer overdraft
Consumer overdraft meets your spending needs quickly and conveniently with an overdraft up to 4 times your monthly salary.

Outstanding features

High limit

4 times your monthly income

Super fast loan approval

Fast approval and disbursement

Competitive interest rates

Easy access


Meeting the demand for spending in excess of the balance on the current account (called overdraft) in order to promptly meet the consumption needs of customers.


  • Consumption overdraft: up to 04 times the income is transferred to the current account at Sacombank, no more than VND 150 million.
  •  Deposit overdraft: up to 100% of the deposit amount at Sacombank.


  • Citizen identification card, Certificate of residence information.
  • Documents proving income and capital use purposes.
  • Original of collateral documents.

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