Shop worry-free this year-end with Sacombank’s attractive loan interest rates

28/11/2025

The year-end and pre-Tet period is when consumer demand peaks. People tend to renovate their homes, purchase new vehicles, or invest in modern technology and household appliances. Many customers say this is the time they want to “reset” their quality of life, invest in self-improvement as a reward for a year of hard work, or prepare to welcome new opportunities in the coming year. However, short-term cash flow is sometimes insufficient to handle everything at once.


Understanding this need, Sacombank has introduced a VND 4,000 billion loan package with interest rates starting from only 7% per annum – a level considered highly competitive in the market. According to the Bank, the program was designed based on real customer needs and aims to provide a solution that “eases financial pressure.” In addition to attractive interest rates, the package offers flexible loan terms, fixed preferential interest rates for the first 6–24 months, disbursement of up to 85% of customer financing needs, and a maximum principal grace period of 60 months.

The program is expected to provide practical financial support to individuals while helping stimulate year-end consumer spending – a key economic driver during this season. A Sacombank representative shared: “We want customers to feel assured that cash flow should never be a barrier to the important plans in their lives.”

In recent months, Sacombank has consistently introduced preferential lending programs to accompany both individual and corporate customers. Prior to this, the Bank rolled out a large-scale VND 40,000 billion package with rates starting from only 4.3% per annum, along with flexible terms and simplified procedures.

This series of initiatives reflects Sacombank’s ongoing commitment to delivering practical, sustainable financial solutions and providing continuous support to customers – especially during peak financing periods that carry special meaning in people’s lives.