From a simple tap to a smart digital lifestyle with Sacombank

15/06/2025

“The first time I used my Sacombank Mastercard MultiPass to pay for the Metro, it took just about three seconds to pass through the gate. No cash, no waiting, no complicated steps. Now I’m used to the ‘tap-and-go’ lifestyle - from commuting to work, shopping at the market, topping up my phone, to buying daily essentials. Everything is at my fingertips with just a compact card and a banking app on my phone.”


One tap completes the ticket purchase at Metro gates.

This is the experience shared by Minh Trang, an office worker in HCMC, when asked about her cashless lifestyle in a modern urban setting. Such small shifts in consumption habits are becoming more common every day - and behind these convenient experiences are the relentless efforts of banks like Sacombank, a Silver Sponsor of the Cashless Day 2025 program themed “Cashless Payments Drive the Digital Economy.”

A digital lifestyle experience at Ting Ting Day festival

Minh Trang’s Metro ride ends at the City Opera House station, where she heads to Nguyen Hue Walking Street to meet friends and join the lively crowd at the Ting Ting Day Cashless Payment Festival - a vibrant “stopover” for experiencing a digital lifestyle and the highlight of Cashless Day 2025, held on June 14–15, 2025


A vibrant “stopover” for experiencing a digital lifestyle at Nguyen Hue Walking Street (District 1, HCMC).

Upon entering, visitors are greeted by the Ting Ting Now zone, offering an overview of the evolution of cashless payments in Vietnam. Minh Trang feels a sense of pride, knowing she has contributed, in her own small way, to this transformation.

As a regular user of the Sacombank Pay app and card for daily transactions, Minh Trang and her friends visit the Sacombank booth. Impressed by the convenience of digital banking, one of her friends eagerly signs up for Sacombank Pay with help from a consultant and joins a lucky draw to win instant prizes.

In addition to practical gifts, visitors also explore green payment solutions that support a smart digital lifestyle. These include Sacombank Pay - a versatile app for transfers, payments, shopping, phone top-ups, and personal finance management; Sacombank Mastercard MultiPass and Metro Pass - modern “tickets” designed for frequent public transport users; and the Sacombank Visa Platinum O₂ - a unique card that tracks CO₂ emissions per transaction, encouraging responsible consumption for a greener planet.


Hands-on experiences at the Sacombank booth.

Later, the group heads to the Ting Ting Life zone to dine and shop using cashless methods. “I used to always carry some cash just in case. But now, our generation feels completely at ease with just a phone and a bank account. Everything’s done in a snap with QR codes or digital wallets. It’s exciting to embrace this smart and convenient lifestyle,” Trang shares before heading to the Ting Ting Wow zone to explore more digital payment services.

Green-living promotions

Complementing the festival's vibrant zones, Sacombank is offering a series of exciting promotions throughout June 2025 under the theme “Paving the Way for a Green Lifestyle – Igniting a Digital Style.” The program includes a lifetime annual fee waiver and 100% cashback on transactions made via automatic ticket gates at metro stations and buses using the Sacombank Mastercard MultiPass. Similarly, users of the Sacombank Mastercard Metro Pass will enjoy 100% cashback on metro gate transactions.

For those using the Sacombank Visa Platinum O₂ card, there's a 10% cashback (up to VND 300,000) on purchases from green brands like Decathlon, Vinamilk, and Xanh SM. Additionally, customers can earn VND 50,000 for each successful referral to open a Sacombank Pay account. Online savings accounts offer interest rates up to 0.7% higher per year than over-the-counter deposits. Furthermore, customers receive 50% cashback (up to VND 25,000) on mobile top-ups, along with many other attractive offers. These are more than just promotions - they are Sacombank’s way of partnering with customers to embrace a smarter, greener, and more economical lifestyle.

Leading the Cashless Payment Revolution

Sacombank is a pioneer in digitizing public transportation payments. In HCMC, its MultiPass and Metro Pass cards are fully integrated with the automated ticketing systems of Metro Line 1 and smart bus routes - delivering a “tap-and-go, travel with ease” experience.

Through collaborations with city authorities and transport operators, Sacombank is actively contributing to the development of a smart city, enhancing quality of life and reducing carbon emissions - an urgent priority in the face of climate change.

Notably, the Visa Platinum O₂ card is not just a modern payment tool but also promotes environmental responsibility. With its CO₂ tracking feature, users are empowered to adjust their consumption habits and support green initiatives.

As of 31/05/2025, Sacombank has achieved impressive milestones: nearly 96% of all transactions are conducted via digital channels; Sacombank Pay has over 6.8 million downloads and active users; and more than 6 million cards are currently in circulation.


Deputy Prime Minister Ho Duc Phoc and delegates visit Sacombank’s booth at the Ting Ting Day Festival. Leaders praised Sacombank’s innovative digital payment services - including Sacombank Pay, Mastercard MultiPass, Metro Pass, and Visa Platinum O₂ - while also highlighting the bank’s strong support for small merchants through cashless payments and convenient electronic invoicing.

Partnering with Cashless Day is more than sponsoring an event - it reflects Sacombank’s long-term strategy to connect finance, technology, and community. By investing in innovative payment solutions, promoting financial literacy, and supporting sustainable transportation, Sacombank is steadily moving toward its goal of building a cashless society - where everyone can live conveniently, transact securely, and grow sustainably.