Sacombank launches VND 40,000 billion loan package with interest rates from 4.3% per year – Empowering financial support for individuals and businesses

For individual customers, Sacombank offers financing for diverse needs, including business operations, agriculture, purchasing or building/renovating residential properties, car purchases, and small-scale consumer spending. Interest rates are applied transparently based on loan tenure: short-term loans typically range from 4.8% to 6.5% per year, while medium- to long-term loans carry fixed rates for 6, 9, or 12 months starting at 6.5%, 7.0%, and 7.5% per year, respectively.

Customers borrowing for residential property purchases can enjoy terms of up to 40 years, with loan-to-value ratios reaching up to 85% of collateralized real estate and a principal grace period of up to 5 years. Flexible repayment options allow customers to proactively manage cash flow, with early repayment fees capped at only 1% in the first two years and waived thereafter. In addition, customers may make extra principal repayments of up to VND 100 million per repayment period to reduce outstanding debt - completely free of penalties, even during the grace period.

For corporate customers, Sacombank provides short-term loans at attractive interest rates starting from 4.3% per year, as well as medium- to long-term loans with fixed rates ranging from 6.5% to 7.5% per year for 6, 9, or 12-month terms. These loans support businesses in expanding production, upgrading technology, and more. Priority is given to sectors such as import–export, agriculture, forestry, fisheries, green economy initiatives, and enterprises investing in infrastructure, digital technology, or digital transformation.

A Sacombank representative shared: “The VND 40,000 billion preferential loan package reflects our strong commitment to providing timely and appropriate capital to both individual and corporate customers. We aim to help individuals - especially young people - settle down and manage their finances wisely, while supporting businesses in lowering capital costs, expanding operations, and enhancing competitiveness.”

Moving forward, Sacombank will continue to develop larger and more comprehensive financial solution packages, enriching the digital banking experience, expanding its product and service ecosystem, and accompanying customers at every stage of their development, while actively contributing to sustainable economic growth.

For more details, please contact the Hotline 1800 5858 88 or visit HERE.