SACOMBANK launches “Shaping the Future” study abroad finance package, partnering with students on their journey to the world
19/03/2026
To support parents and international students, SACOMBANK has launched the “Shaping the Future” study abroad finance package. This comprehensive financial solution is specially designed with the consistent message: “Launching your study abroad dream – Secure finances, complete journey”.
Vietnam’s first all-in-one study abroad finance solution
In reality, the cost of studying abroad goes far beyond tuition and living expenses. International money transfers, exchange rate fluctuations, card fees, incidental expenses, and medical risks while living overseas all create prolonged financial pressure. Using separate financial solutions for each need can significantly increase the total cost of the entire study abroad journey and make long-term budget tracking and control more complicated.
In this context, “Shaping the Future” was developed as a specialized financial solution tailored specifically for study abroad customers. It represents a new market approach by integrating all financial needs for studying abroad from the very beginning, helping families build a well-structured and long-term financial plan.
The package is designed to simplify the customer experience: customers only need to register once to enjoy synchronized use of all products and services throughout the package’s validity period. As a result, total costs can be optimized by up to 50% compared to using individual products separately, while minimizing unexpected extra fees.
The solution offers flexible options with three packages: Taking Flight (VND 1,999,000/year), Reaching Far (VND 2,599,000/year), and Soaring High (VND 3,999,000/year). Each package corresponds to different levels of international money transfer needs and service usage, suitable for various family financial situations and popular study destinations such as China, Australia, Japan, the United States, Canada, etc.

The core products include a payment account and debit card with free account management, free issuance, and free annual fees throughout the package period. International study-related money transfers are free from 3 to 10 times depending on the package, allowing parents to send tuition and living expenses on time and conveniently. The international credit card offers free annual fees for the first 1–3 years, supporting flexible spending, global online payments, and handling unexpected expenses during studies. All products in the package are conveniently integrated and managed on the SACOMBANK PAY digital banking app. Parents and students can monitor balances, control spending, manage cards, make online payments, and check transactions anytime, anywhere, enhancing transparency and proactive financial management for study abroad.
Additionally, customers enjoy preferential foreign currency exchange rates (lower than the listed rate), helping reduce costs right from the initial financial preparation stage. For families needing capital support, the study abroad loan product finances up to 100% of tuition fees with attractive interest rates (reduced by up to 3% per year) and flexible repayment methods, helping ease financial pressure in the early years of studying abroad.
A notable highlight of the package is global health insurance with worldwide coverage (including the United States) and a high compensation limit of up to VND 46 billion. Given the high cost of medical care abroad, especially in developed countries, this provides an important financial safety net, giving parents peace of mind while their children live and study far from home.
Comprehensive support throughout every stage
Beyond financial benefits, the “Shaping the Future” study abroad finance package is built with a spirit of continuous companionship. From the preparation stage (document preparation, tuition payment, visa application) to settling into life overseas, SACOMBANK’s service ecosystem helps connect parents and students within a transparent, easy-to-manage, and convenient financial platform.
The launch of this specialized study abroad finance package further affirms SACOMBANK’s strategy of personalizing products for different customer segments. In a context where demand for studying abroad continues to grow and cost management requirements are increasingly high, “Shaping the Future” is not just a banking product package, but a solid financial foundation that helps the younger generation confidently step into the world, pursue knowledge, and expand global integration opportunities.
For more information about the “Shaping the Future” study abroad finance package, please contact the 24/7 toll-free hotline 1800 5858 88 or visit HERE.