Save Today, Enjoy Peace of Mind Tomorrow

When Financial Planning Goes Hand in Hand with Quality of Life

In the past, many people prioritized financial plans centered on savings and investment growth. Today, however, the concept of financial security has evolved beyond simply accumulating assets for the future. Consumers are increasingly concerned with maintaining their quality of life, protecting their health, and ensuring long-term stability for their families.

Ms. Minh Anh (35, Ho Chi Minh City) shared: “After getting married and having children, I started looking beyond traditional savings plans. I became more interested in solutions that not only help me accumulate wealth but also provide greater peace of mind in taking care of my family.”

This shift explains why financial products that combine protection and savings are attracting growing interest. Rather than addressing each need separately, customers are increasingly seeking integrated solutions that can accompany them throughout different stages of life – supporting long-term financial planning while helping them care for themselves and their loved ones.

Recognizing this trend, SACOMBANK has partnered with Dai-ichi Life Vietnam to introduce the “An Tam Hanh Phuc” insurance solution, complemented by the “Global Healthcare 24/7” rider. One of the most attractive features of this solution is its flexibility. Customers can tailor their plans according to their life stage, with coverage starting from VND 200 million and no maximum limit. Contract terms range from 11 years to up to 100 years, providing the opportunity for lifelong protection.

Beyond protection benefits, the product also offers wealth accumulation opportunities through guaranteed investment interest rates and policy maintenance bonuses. Customers may make additional premium contributions, adjust their financial plans as their circumstances evolve, and receive 100% of their policy account value upon maturity.

The solution also includes a range of practical benefits, such as enhanced coverage in the event of accidents, additional protection for family members without increasing premiums, and advance funeral benefits, helping customers better prepare for the future.

Taking a More Proactive Approach to Healthcare

Alongside financial security, demand for high-quality healthcare services continues to grow.

According to Mr. Quoc Huy (40, Da Nang), what attracts him to insurance solutions today is not only their financial value but also the ability to provide greater access to quality healthcare for his family.

"I prioritize solutions that make it easier for my family to access high-quality medical services whenever needed," he said.

Through the Global Healthcare 24/7 rider, customers can receive coverage for medical examination and treatment expenses both in Vietnam and overseas, with benefits of up to VND 2 billion per illness or injury.

In addition to inpatient treatment coverage, the product also provides benefits for hospital room charges and intensive care services. A key highlight is support for advanced treatment methods, including immunotherapy and targeted therapies used in cancer treatment.

Customers may also access an international direct-billing healthcare network across countries and territories with advanced healthcare systems, including Singapore, Thailand, Malaysia, Taiwan, and Hong Kong, covering nearly 70 hospitals and medical facilities. This makes overseas medical treatment more accessible and convenient in accordance with policy benefits.

The program offers five plan options – Basic, Standard, Special, Premium, and Prosperity – to suit different protection needs and financial capabilities. Coverage is available for individuals from 30 days old to 65 years old, with annual renewals available until age 75.

Attractive Incentives for New Customers

To provide additional value, SACOMBANK is launching a special promotion for individual customers who purchase Dai-ichi Life Vietnam life insurance policies from now until 30 June 2026.

Under the program, customers who purchase a new insurance policy during the promotion period will receive rewards based on their first-year premium amount. Customers with a first-year premium of VND 30 million or more will receive VND 500,000 cashback, while those with premiums of VND 50 million or more will receive VND 1,000,000 cashback. Customers whose first-year premium reaches VND 100 million or above will be awarded a Garmin Forerunner 165 smartwatch valued at VND 4 million.

In addition, customers who use a SACOMBANK personal credit card to pay second- or third-year insurance premiums and register for installment conversion during the promotional period will receive a reimbursement of the installment conversion fee. This helps reduce short-term financial pressure while ensuring continuity of long-term protection plans for themselves and their families.

Guided by the message “Living with Confidence and Peace of Mind”, SACOMBANK continues to expand its comprehensive financial solutions ecosystem, offering customers more choices that allow them to enjoy life with greater confidence while proactively building a secure and sustainable future.