Own your dream Vinhomes apartment with exclusive home loan offers from SACOMBANK

Accordingly, until 31 December 2026, customers wishing to purchase or receive the transfer of real estate that meets SACOMBANK’s lending eligibility requirements can choose fixed interest rate packages for periods ranging from 12 to 36 months, with interest rates starting from 10.5% p.a., together with a waiver of early repayment fees from the fifth year onward. In particular, customers may also participate in Vinhomes’ 0% interest rate support policy, combining it with SACOMBANK’s home loan incentives to reduce financial pressure and turn their homeownership plans into reality sooner.

The program also provides financing of up to 80% of the property value, applicable to six Vinhomes projects, including: Golden City (Hai Phong), Golden Gate Ha Long (Quang Ninh), Hai Van Bay (Da Nang), Green City (Tay Ninh), Green Paradise and Saigon Park (Ho Chi Minh City). Customers may also be considered for loans with a tenor of up to 35 years, together with a principal grace period based on the loan arrangement, of up to 36 months, helping them proactively manage cash flow during the initial stage of the loan.

In addition to credit solutions, SACOMBANK has integrated various features on the SACOMBANK PAY app to help customers manage their loans more conveniently. Customers can make loan repayments online and register for automatic deductions from their payment accounts, enabling timely loan repayments, while also receiving free transaction notifications directly through the app. In addition, customers are offered a personalized payment account number, which can be based on their phone number, date of birth, anniversary date or other personally meaningful number sequences, further enhancing their experience when using the Bank’s products and services.

The launch of the preferential Vinhomes real estate loan program further demonstrates SACOMBANK’s commitment to developing versatile financial solutions that not only address customers’ specific needs but also leverage digital technology to deliver greater convenience throughout the entire customer journey, from registration and service usage to management and after-sales support.