Optimize your payment account with SACOMBANK’s Sinh Lời Tài Lộc

Typically, customers maintain a certain amount of money in their payment accounts to cover everyday transactions. However, during periods when these funds are not needed, they generally earn only the applicable non-term interest rate.

Sinh Lời Tài Lộc offers a fully automated return-generating feature. Customers simply set the balance they wish to maintain in their payment account, while the remaining funds are automatically optimized each day to generate returns of up to 6% per annum, more than 60 times the 0.1% per annum non-term interest rate.

For individual customers, the Sinh Lời Tài Lộc feature can be activated, the desired balance can be set, and returns can be monitored on a daily basis directly through the SACOMBANK PAY app. When customers need to make a transfer, payment or purchase that exceeds the preset balance, the system will automatically transfer and replenish the balance so that the transaction can proceed smoothly, without any manual action required. Business customers, meanwhile, can register for the service and set their desired balance at any SACOMBANK transaction point.

With this solution, in addition to earning attractive returns on the funds enrolled in the product, customers can adjust their desired balance or cancel their participation at any time according to their needs. Thanks to its smart operating mechanism, Sinh Lời Tài Lộc maintains liquidity for everyday transactions while making effective use of idle funds held in payment accounts. Customers no longer have to choose between keeping funds readily available for spending and moving them into other return-generating options – they can meet both needs simultaneously with just a few simple steps.

The launch of Sinh Lời Tài Lộc marks another step in SACOMBANK’s strategy to develop its digital financial ecosystem, with the goal of delivering flexible, personalized solutions tailored to the needs of different customer segments. By integrating the feature directly into SACOMBANK PAY for individual customers while extending the service to business customers at transaction points, the Bank continues to enhance the customer experience and support customers in managing cash flow and using their funds more efficiently across their financial activities.

For more information about Sinh Lời Tài Lộc, please contact the toll-free 24/7 hotline at 1800 5858 88 or visit HERE.