Skip Ribbon Commands
Skip to main content
Truy cập nhanh - mới
  1. Sacombank
  2. Personal
  3. Support
  4. Frequently Asked Questions

Support

Chuyên mục hỗ trợ

Frequently Asked Questions

Select the topic you are looking for:

Sacombank’s account services help you make transactions safely, quickly and accurately anytime, anywhere.

Top FAQs:

In which currencies can I open a current account ?
Applicable currencies to open a current account include: VND, USD, EUR, AUD, CAD, CHF, GBP, JPY, SGD.
Does a personal current account, in VND and foreign currencies, require a minimum balance ?
VND personal current accounts require a minimum balance of VND 50,000.
No minimum balance required for personal current accounts in foreign currencies.
Can I make balance or transaction information inquiry without coming to the bank ?
You can receive information of your account balance and transactions via SMS alert service and electronic banking services (i.e. Internet Banking and Mobile Banking). Please apply to to use these services.
Can I authorize my current account to other people ?
Yes. You can make authorization procedures at any of Sacombank’s points of transaction.
Can I take subsidiary ledgers at a branch other than the branch where I open my current account ?
Yes. You can take subsidiary ledgers at any of Sacombank’s points of transaction.
We offer savings accounts with various terms, competitive interest rates, accompanied by multiple superior privileges.

Top FAQs:

In which currencies can I make a term deposit at Sacombank ?
Sacombank’s term deposits are applicable to VND, USD and EUR.
Which are interest payment methods of a term deposit ?
You can select from the following payment methods: monthly payment, quarterly payment, end-term payment or start-term payment.
Can I settle my savings card at a branch other than the branch where I deposit money ?
Yes. You can settle savings card at any of Sacombank’s points of transaction.
Can I settle my savings card before the maturity date ?
Yes. You can make early withdrawal of savings card, except for products with specific regulations.
 
Can I transfer ownership of my savings card to other people ?
Yes. You can transfer ownership of your savings card to other people. To make ownership transfer procedures, please go to the branch where you open your savings card.
Can I authorize my savings card to other people ?
Yes. You can make authorization procedure at any of Sacombank’s points of transaction.
We have loans that meet your various needs with preferential interest rates

Top FAQs:

What is the maximum term of a car loan at Sacombank? What is the loan limit? Does it cover VAT ?
Term of a car loan is 5 years if collateral is the purchased car and 10 years if collateral is real estate. Sacombank’s loan is determined based on the sale contract value, including VAT and registration fee.
What is the maximum term and loan limit of home loan at Sacombank ?
Sacombank covers 100% capital demand of customers. Loan term is up to 25 years to help customers balance their finance.
Does Sacombank offer home (condominium) loan applicable to projects still incomplete of legal documents ?
Sacombank finances home loan at projects with insufficient legal documents, provided that such projects are associated with Sacombank. Customers only need to sign on a mortgage contract with Sacombank and register security transactions under regulations; the disbursement will be performed under written agreement among three parties including Sacombank, Customers and Project Employer. 
Does Sacombank have loans for house maintenance? What is the loan limit and term? Which types of collaterals are acceptable ?
Sacombank finances house maintenance at up to 100% of capital demand. Maximum loan term is 15 years. Acceptable collaterals include nine-seater )or less) cars and real estate.
Can a state officer with income of VND 4 million per month apply for a loan at Sacombank? What is the loan limit and term ?
Sacombank will coordinate with the organizations customers are working at and base on customes’ repayment capacity to determine the loan. Maximum loan amount is VND 500 million. Maximum loan term is 60 months. Especially, Sacombank offers life insurance (for death or whole permanent disability) for this loan.