• Experience golf or spa service.
• Terms & conditions for Golf privileges (Details), Spa privileges (Details).
• vHandicap's manual instruction (Details).
• 50% discount on green fee and lessons at 28 golf courses across Asia (*) (Details).

(*) Subject to change by Mastercard.

• Complimentary priority pass that grants the first 2 lounge access for any card payment transaction within 12 months.
• Additional complimentary 2 lounge access when reaching the transaction volume of VND 100 million per quarter. Read terms & conditions on extra lounge access here.
• Experience the service at 1,300+ VIP airport lounges worldwide following the priority pass privileges.
• Experience Bamboo Airways' business lounge (Details).

• Compensation of up to VND 11.6 billion.
• Read global travel insurance policy here.

• 1 reward point for every VND 33,000 of payment transaction.
• Redeem reward points into attractive gifts: annual fee/cash cashback, LotusSmile miles, shopping/dining e-vouchers, etc.
• Buy now, pay later with up to 55 days interest free.
• 0% interest installment anytime, anywhere.
• Withdraw cash up to 90% credit limit.
• Enjoy special offers around the world from Mastercard. 
• Up to 50% off when dining, shopping, travel, etc.
• 24/7 hotline for VIP: 1800 58 58 23.