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Sacombank Pay App

Financial management app offers you a great experience


Dozens of features with thousands of offers, much easier to spend and manage your card/account

Consumer loan

  • Disburse within 5 mins
  • Up to 90% of credit card limit or loan amount rate according to savings book up to VND 200 million
  • Equal interest rate:

           - With credit card: 0,84%/month

           - With savings book: 0,65%/month

  • Flexible term up to 24 months
  • Interest calculation method: Contributing evenly
  • Prepayment fee: 3%* remaining principal balance
  • Easy loan management: View payment date, monthly payment amount, early settlement fee, remaining principal balance

Please see details:

Pay with reward points

Pay off credit card transactions with rewards points quickly

Open an online payment account

  • Free to choose nice account numbers
  • Instant Transactions
  • Conditions to apply: Individual customers successfully authenticate on Sacombank Pay and do not have a current account at Sacombank
  • Instructions for opening a payment account


NFC - Mobile Contactless Payment


Deposit/withdraw/transfer money by phone number/account number/card in just 30 seconds

QR payment

  • Scan QR code for simple, fast and secure payment at global QR payment acceptance points of international card organizations (except American Express) and QR of Napas and VNPAY. Especially:

          - In Korea (through the network of BC Card POS): Users create a QR code on Sacombank Pay, the BC Card POS scans the QR code to process payment.

          - In Thailand: Users make payment by opening Sacombank Pay (select the source of money from international or domestic Sacombank credit/debit cards) to scan the QR code at the store.

       List of stores that accept QR payments

  • Quick QR fund transfer via VietQR and QR codes on Sacombank Pay
  • Easy QR withdrawal cash at Sacombank ATMs nationwide

Actively manage cards and accounts

  • Activate/create/change PIN
  • Lock/unlock Sacombank card
  • Inquiry balance, statements, credit limit...

In case you want to lock/unlock the app:

  • Compose SMS with the following syntax: STBPAY KHOA or STBPAY MOKHOA to 8149 (fee: VND1,500); or
  • Call 1900 5555 88 | (+84) 28 3526 6060; or
  • Visit the nearest Sacombank Branch/Transaction office

And many other utilities

  • Bill payment (electricity, water, apartment, school fees, etc.)
  • Top up phone/buy scratch card 
  • Link and top up from debit cards, prepaid cards of all other banks
  • Jogging
  • Lucky money
  • Got It e-gifts/Urbox e-gifts
  • Register installments
  • Membership card management
  • Split bill, transfer money reminder, refer friends
  • Buy air tickets/train tickets/car tickets/hotel reservations/Liberty travel insurance/movie tickets; Buy Vietlott lottery tickets; Online Shopping; Loship food delivery

Fee Schedule

From Jan 1, 2022, the new fee schedule will be applied as detailed here

Terms & Conditions

Installation and User Guide

  • Download Sacombank Pay app here or scan this QR code:

Register now
You'll get a quick response when registering online with Sacombank

Products in this group

Advanced Token

Safely and conveniently authenticate your transactions with Advanced Token
Live support
All your queries will be consulted and supported by Sacombank’s personnel.
Call us 1900 5555 88
Sacombank 24/7
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