Based on public-key cryptosystem, including a keypair including public key and private key used to verify digital signature creator when making transactions on online banking.
Authentication mobile application, allows flexible verifying through 3 modes: mQR, mConnected/mCode.
Digital signature which is encrypted into numbers (corresponding to each transaction) on a specialized device (token). The device is secured by entering a PIN to log in. Verification by 2 modes: OTP and S-OTP.
In which USERID is the customer's Sacombank login [specifically: customer code.username]